Uninsured Individuals & Self-Pay Patients
You do not need a vision plan or health insurance coverage to be seen at Kootenai Vision Center. In addition to cash, personal check, and CareCredit, we accept most major credit cards including Visa, MasterCard, and Discover, making it easier for you to pay for eye exams, eyewear, and other eye care services.

Medical Insurance & Vision Plans
Because we offer many routine and specialized eye care services, we accept a number of medical insurance and vision plans including those listed below. Even for those healthcare plans that we are not in-network with, including VSP Vision Care, some services may still be covered, depending on your policy’s terms. Regardless of your insurance status, we welcome the opportunity to provide all of your eye care needs and we will do our best to assist you with any questions you may have regarding your benefits, your out-of-network eligibility, the pre-authorization process, and any reimbursement concerns.

• Medicare Health Insurance
• Medicaid Health Insurance
• Blue Cross/Blue Shield Health Insurance
• Sterling Medical Insurance
• Humana Medicare Insurance
• Department of Veterans Affairs Health

• Please contact your health insurance provider to confirm your coverage and benefits before receiving services.
• Our office will bill both the primary and secondary insurance carriers as a courtesy. Please remember to bring your insurance information with you.
• Insurance co-pays are to be paid on the date of service.

We Accept CareCredit Credit Card
CareCredit is a specialty credit card designed to help you with your personal healthcare finances and the medical costs that may not be covered by insurance such as deductibles, copays, and out-of-pocket expenses. It can be used at over 285,000 locations throughout the U.S. for a wide range of medical needs including vision and hearing care; cosmetic surgery and dermatology treatments; planned and emergency dentistry procedures; and veterinary services as well. To learn more about how CareCredit can help you finance your healthcare services, please visit carecredit.com or contact our office for more details.